Celltel
Connect
For salaried professionals in Ghana
Smartphones

Own a smartphone
from your salary.

Latest iPhones and Androids, paid in small monthly slices straight from your pay.

Free Celltel 5G connectivity for the first month
From GH₵200.00/month
48-hour approval
Bank of Ghana regulated
What can you afford?
Drag to see devices in your range
GH₵3,500.00
GH₵1,500.00GH₵20,000.00
Up to
GH₵11,050.00
device price
From
GH₵755.08/mo
over 24 months
You likely qualify — connectivity included
0+
Active customers
0
Partner banks
0%
Approval rate
0.0 / 5
Customer rating

Trusted by Ghana's leading banks

GCB Bank
Fidelity
Ecobank
Stanbic
Absa
Zenith
CalBank
ADB
GCB Bank
Fidelity
Ecobank
Stanbic
Absa
Zenith
CalBank
ADB
Why people choose us

Built for the way Ghana actually gets paid.

  • Pay from your salary
    Small monthly slices auto-deducted by your bank — no chasing, no missed payments.
  • Approved in 24 hours
    Most applications get a decision the next business day. Walk away the same week.
  • Free 5G in month one
    Activate your device with a complimentary high-speed data bundle on us.
  • Bank-grade security
    Your salary, employer and ID details are encrypted end-to-end.
"Got my iPhone in 2 days. The salary deduction is so smooth I forget it's happening."
A
Akosua M.
Nurse · Korle Bu
Featured
A
K
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+47 more 5-star reviews this month

Three steps to your new device

Designed around how you already get paid.

Step 1

Apply

Complete a 5-minute application with your employment and banking details.

Step 2

Get approved by your bank

Your salary bank reviews and approves repayment via salary assignment.

Step 3

Walk away connected

Pick up your device and activate your bundled data plan the same day.

Devices from GH₵200.00/month

Pre-approved smartphones from trusted brands.

Tecno Spark 20

Tecno Spark 20

GH₵200.00/month
12 months
Samsung Galaxy A15

Samsung Galaxy A15

GH₵320.00/month
12 months
iPhone 13

iPhone 13

GH₵850.00/month
12 months

Built for working professionals

Why thousands of Ghanaian professionals choose Celltel Connect.

  • No upfront deposit — start with your first month's salary deduction.
  • Predictable payments deducted automatically alongside your salary.
  • Build a positive credit history with your bank.
  • Bundled data, voice and warranty included.
  • Devices unlock fully once your last instalment clears.
Eligibility snapshot
  • Minimum salaryGH₵1,500.00/mo
  • Min. employment tenure3 months
  • Maximum financing4× monthly salary
  • Repayment term6 — 24 months
Yaw from Tema just got approved iPhone 15 Pro
Live · 2 mins ago